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Tampa, Florida 33609

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Insurance

Auto Insurance Policy with two hundred-dollar bills
Insurance

How Much Car Insurance Should I Buy?

Quite often as a Tampa Personal Injury attorney, I am asked by clients, friends, and family what I recommend as a minimum for car insurance. Figuring out how much car insurance you need to buy can be overwhelming and I write this post knowing you will most likely never need

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Woman looking in shock at high insurance rate bill
Insurance

Who Pays My Bills After a Car Accident That Wasn’t My Fault?

It depends on many factors, but if you’re injured in a car accident that wasn’t your fault, you should always seek treatment first using your own health insurance. A proven personal injury trial attorney can get to work helping you navigate getting reimbursed for medical bills and lost income right

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Woman rubbing her neck after a car accident
Insurance

Can I Get Compensation for Pain and Suffering After a Car Accident?

Yes, you can get compensation for pain and suffer on top of the medical bills (past, present, and future), lost wages (past, present, and future), loss of consortium, emotional distress, mental anguish and any other item we can calculate a person endures after being injured by the negligence of the

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Daschund dog covered under blanket
Insurance

Is Liability the Only Auto Insurance Coverage I Need?

Going for the minimum amount may not provide the security blanket you need should you be in an accident involving injuries to the other driver. It’s the law in Florida that you carry liability insurance on your vehicle, and in fact, must prove that you have such a policy to

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Auto Insurance Policy with two hundred-dollar bills
Insurance

Am I Paying Too Much Car Insurance?

If you have not shopped around for new auto insurance, then the answer is likely ‘yes’ you are paying too much for insurance. People quite often stay with the insurance carriers because they are either too busy/lazy to change companies or they are too loyal. In my opinion, loyalty is

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Woman looking in shock at high insurance rate bill
Insurance

Why Is Car Insurance so Expensive in Florida?

One of the biggest reasons why car insurance in Florida is so expensive or costly is because of the huge number of uninsured drivers. Insurance research council found more than 25% of Florida’s drivers don’t carry car insurance. Pretty scary. Many drivers purchase ‘Full Coverage’ which is just the basic

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A boat capsized and sinking in water
Insurance

Do I Need Boat Insurance in Florida?

You are not required by law to purchase boat insurance if you own or operate a vessel in Florida. Some marinas and boatyards have boat insurance requirements, and the loan company may require you to purchase a policy if you have a lien on the boat.

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Person taking picture of car accident damage
Car / Auto Accidents

How to Make a Diminished Value Claim

If you have been in an auto accident you may be able to make a diminished value claim for the lost value of your vehicle. The Personal Injury attorneys at the Fernandez & Hernandez know how to make a diminished value claim.

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Tampa Personal Injury Lawyer Martin Hernandez
Insurance

Rental Car Insurance Debate

Rental car companies often pressure renters to purchase their company’s rental car insurance because they make a commission for selling you the coverage.

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