Insurance

After a car accident, you have 14 days to present yourself to a qualified medical technician (chiropractor, medical doctor, nurse practitioner, etc) as stated Florida’s Personal Injury Protection law. Otherwise, you will not qualify for the $10,000 in benefits that you pay for with your car insurance. Why Do I

In the event of a car accident, both the at-fault driver and the victim need to file claims with their individual insurance carriers—regardless of who’s at fault. At a minimum, all drivers are required to carry Personal Injury Protection (PIP) insurance.

Going for the minimum amount may not provide the security blanket you need should you be in an accident involving injuries to the other driver. It’s the law in Florida that you carry liability insurance on your vehicle, and in fact, must prove that you have such a policy to

If you have not shopped around for new auto insurance, then the answer is likely ‘yes’ you are paying too much for insurance. People quite often stay with the insurance carriers because they are either too busy/lazy to change companies or they are too loyal. In my opinion, loyalty is

You are not required by law to purchase boat insurance if you own or operate a vessel in Florida. Some marinas and boatyards have boat insurance requirements, and the loan company may require you to purchase a policy if you have a lien on the boat.

In most cases PIP and MedPay are responsible for your accident related medical bills.

Rental car companies often pressure renters to purchase their company’s rental car insurance because they make a commission for selling you the coverage.