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Debate Sobre El Seguro De Alquiler De Automóviles

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Las empresas de alquiler de automóviles a menudo presionan a los inquilinos para que compren el seguro de alquiler de su empresa, ya que cobran una comisión por venderle la cobertura.

This post is also available in: English

¿Debería Comprar Un Seguro De Alquiler De Automóvil O Utilizar Su Propio Seguro De Automóvil?

La cobertura de su propia póliza se aplica cuando utiliza un automóvil de alquiler para fines personales, no comerciales.

Las compañías de alquiler de automóviles pueden intentar venderle una exención por daños y perjuicios (LDW), también llamada exención de daños por colisión (CDW, por sus siglas en inglés), que cubre cualquier daño al vehículo de alquiler o el robo del automóvil. Si tiene colisión y cobertura completa en su propia póliza, generalmente se extenderá a un auto de alquiler.

Las compañías de alquiler de automóviles pueden intentar venderle una protección de responsabilidad complementaria que pagará por los daños que usted haga a otros vehículos o propiedades. Su propio seguro de responsabilidad civil lo cubrirá cuando esté conduciendo autos de alquiler.

Las compañías de alquiler de automóviles pueden intentar venderle un seguro de accidente personal que cubra los costos médicos para usted y sus pasajeros si está involucrado en un accidente. Esto puede incluir ambulancia, atención médica y beneficios por fallecimiento. Si tiene seguro médico, la ambulancia y la atención médica están cubiertas, y si desea beneficios por fallecimiento, debe tener una póliza de seguro de vida. Además, el seguro de accidentes personales no es necesario si tiene protección contra lesiones personales (PIP) a través de su póliza de automóvil.

Las compañías de alquiler de automóviles pueden intentar venderle la cobertura de efectos personales que paga por sus pertenencias si se las roban del alquiler. Su seguro de propietario o de inquilino cubrirá sus pertenencias si son robadas, incluso fuera de casa.

Las tarjetas de crédito a menudo brindan cobertura para los automóviles de alquiler si ha usado la tarjeta para pagar el alquiler y el alquiler está a su nombre.

¿Con Quién Debo Comunicarme Si Tengo Un Accidente De Alquiler?

Si usted o un ser querido ha resultado lesionado en un accidente de alquiler de vehículos, comuníquese con un abogado lo antes posible. La navegación de reclamaciones de seguros y la determinación de lesiones sostenidas en un accidente de Alquiler de coches suele ser compleja. Los daños son a menudo complicados. El tratamiento de las lesiones sostenidas puede ser costoso, doloroso y puede llevar meses o incluso años. La cobertura de seguro, especialmente la PIP y la cobertura de motorista no asegurado (UM), es muy importante. Un abogado experimentado en accidentes de alquiler de vehículos puede investigar agresivamente y buscar la compensación financiera a la que tiene derecho por el dolor y el sufrimiento y por el tratamiento y la atención médica. Un experimentado abogado especializado en accidentes de alquiler de vehículos analizará a fondo su caso y le explicará las disposiciones del seguro y las opciones que tiene para obtener una compensación justa.

Si usted o un ser querido ha sido lesionado en un accidente de alquiler de un automóvil debido a la negligencia de otro, tiene derecho a una indemnización. Un abogado experimentado en accidentes de alquiler de automóviles determinará la cobertura de seguro disponible y lo ayudará a resolver el asunto o a presentar una demanda por lesiones personales que solicite una indemnización.

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Carmina Wilson
Carmina Wilson
16:39 19 Feb 20
I had an absolutely amazing experience with Martin’s firm. I had incurred personal injuries as a result of a bad auto... accident. His team not only treated me with respect, but they also made me feel like I was their only client. They handled my case with an astounding amount of expertise. Martin and his team is a lifesaver.leer más
cedrick wilson
cedrick wilson
15:17 05 Feb 20
I was in an accident lately and he was suggested by a friend. He met with me in person and was very punctual. He was... very calm and determined throughout my entire situation. Overall, I was extremely satisfied and impressed with Martin in reaching very positive results. I would recommend him and his office to anyone for solid advice and bottom-line results. Thank you again!leer más
Tamika Jones
Tamika Jones
22:29 06 Jan 20
My experience with Martin Hernandez has been stressful not on his part. Martin has been very patient with me when I... wanted to pull every strand of hair from my head. From day one he took time to explain the process of how this was going to be but he would be there to hold my hand all the way and he did just that. His paralegal Angela walked with and held both my hands as well during all of this. When I couldn't get ahold of Martin she would make sure he got everyone of my messages. I would use his services again and recommend him to anyone. Thanks so much for all you have done and I'm forever grateful.leer más
Russell Craig
Russell Craig
20:51 19 Dec 19
Very pleased with how the case was handled. I hope to never be in this position again as it was a stupid mistake but... with the help of Martin Hernandez I didn’t even have to appear in court on my own. I highly recommend using him and his team, you wont be disappointed.leer más
Nicholas Nagowski
Nicholas Nagowski
22:34 14 Nov 19
Worked with Martin in Tampa, Florida. He executed on everything he promised. A well run organization. He called me... back very quickly whenever I reached out, if not answering right away. Definitely would recommend Martin to my friends and family. Thanks again for everything.leer más
Mark Lenox
Mark Lenox
16:55 14 Nov 19
I was arrested for my 2nd DUI and I've reached out to Mr. Hernandez explaining my situation. He made me feel safe... through out the whole process. He helped me and extremely happy with the result. Martin knows clearly what are the best steps to take that's why I highly recommend him to anyone.leer más
Kimberly McLendon
Kimberly McLendon
02:06 14 Nov 19
Martin Hernandez and his entire staff are extremely friendly,caring,knowledgeable, and treat you like apart of the... family. I hired Martin approximately 2 years ago. My case was a complicated one. But Martin Hernandez did an absolute amazing job. I was always kept current of what was going on with my case. Anytime I called, if Martin was unavailable his hard working staff got the answers I needed. I would recommend Martin Hernandez to everyone. He's dedicated to each case. If you're looking for a lawyer who doesn't just represent you,but welcomes you like family to his firm, Here's your answer. If I could give 50 stars I would. Thank you Martin& staff for all you did. Kimberly Mclendonleer más
Chuck Hermanes
Chuck Hermanes
22:21 07 Nov 19
My medical bills had been piling up long before I decided to contact an attorney, and by that time the statute of... limitations was close to ending. My friend recommended Martin Hernandez who is very knowledgeable and who saved me in my situation. My medical bills are finally taken care of because of the work of Martin and his team. From the very beginning, I have no doubt that’s why he had so many great reviews from others. And I am 100% satisfied client who definitely recommend him to anyone.leer más
Kymii Plur
Kymii Plur
14:49 01 Nov 19
Martin is the absolute sweetest most understanding lawyer I have ever met. He is very knowledgeable of every situation... and will get you the money that you are deserved. His staff is amazing I love everyone there I couldn't speak more highly of all of them. I would recommend Martin and his staff to my family and anyone who is in need of an attorney don't waste your time with others go see Martin he will take care of you !leer más
Gabbie Bell
Gabbie Bell
09:32 26 Oct 19
Martin is very professional, marvelous , and meet all expectations far as handling my family law case.I strongly... suggest him to anyone who is in need of the best lawyer in Florida. Finest lawyer I've ever meet and i thank him for winning my case . He'll be hired by me anytime needed.leer más
Johanna Gonzalez
Johanna Gonzalez
21:17 24 Oct 19
Great service. They took my case and guided me throughout the entire process with care and kindness. Thank you!
Parker Darlan
Parker Darlan
17:27 21 Oct 19
Martin and his office were very quick to respond to our inquiry and very professional. Extremely helpful and willing to... listen to the issue and address it in a timely manner. I would certainly use him in the future.leer más
Stetson Madison
Stetson Madison
21:02 27 Sep 19
He has been very helpful as my attorney and made himself available whenever I needed. There has been multiple times I... wanted to just take a deal to get it over with but he has continued to work for me to get me in the best situation possible. He is very easy to work with and passionate about helping. He is not just a great lawyer but also a great human being!leer más
Louie Serg
Louie Serg
15:51 13 Sep 19
My needs were met and the firm was invested in my case and me as a person. They were easily accessible, return phone... calls and emails promptly. Aggressive, when it was require and got the job done. Martin and his staff all produced the quality of an attorney and firm that anyone would want to hire.leer más
Ted Esposito
Ted Esposito
16:49 07 Sep 19
I was involved in a car accident and the first person I called was Martin. He was very understanding and made it very... easy to get the insurance claims process underway. After a year of physical therapy, my case was settled and closed. Thank you so very much!leer más
Arica Schmied
Arica Schmied
18:04 20 Aug 19
Amazing attorney!! Martin Hernandez and his firm are the best you'll find. I have known Martin for years and he has... helped my sister and friends in their car accident cases. I can't say enough good things. He is very knowledgeable, kind, and will treat you like family!leer más
Noah Chase
Noah Chase
08:48 19 Aug 19
Mr. Hernandez is clearly very experienced - based on my interactions with him. I look for an attorney based on... integrity and experience. I found the integrity that I was looking for with Mr. Hernandez. I would recommend his services to anyone.leer más
Fabian Prentice
Fabian Prentice
18:49 13 Aug 19
Martin is an amazing attorney and was able to get all 3 charges off my record. I knew I could count on him from the... moment I retained him as my attorney. He was quick to answer any questions I had and was very reliable. My case lasted over a year and he was always keeping contact with me the whole time. I would highly recommend him if you need a criminal defense attorney.leer más
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