IS FLORIDA NO FAULT GOING AWAY? IS PIP DEAD?
By your Tampa Auto Accident Attorney – Martin Hernandez
There is a movement in the Florida Legislature to repeal the state’s no-fault car insurance system after 47 years in place.
Florida is only one of 6 states that is still on the No-Fault system and, according to many, it is riddled with fraud and overbilling by doctors. The No-Fault or Personal Injury Protection (PIP) system cover injuries from car accidents, regardless of who is at-fault, up to $10,000. However, this number has not changed since 1971 and let’s face it, in 1971, you could buy a house for $10,000 and today, it is not even a down payment. Several attempts to fix the PIP system have yielded nothing except increased premiums and a silly 14-day rule that only increased the number of claims for emergency care. Yet, premiums have risen 25% from 2015 to 2017.
Other states repealed their No-Fault system and their premiums have gone down. For example, Colorado dropped their No-Fault system and their premiums went down by 35%. Florida drivers pay among the highest premiums in the nation for some of the lowest required coverage amounts.
Florida Legislature is now proposing going to an “at-fault” system and making bodily injury coverage mandatory which would make the “at-fault” driver’s insurance primary over the claims.
If you have been injured in a Tampa Car Accident and need a Tampa Injury Attorney, Get Lawyered Up Now and call Tampa Injury Attorney Martin Hernandez of Martin Hernandez PA, LLC for a free consultation at 813.755.9500 or read more at: www.InjuryLawyersOfTampa.com
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