IS FLORIDA NO FAULT GOING AWAY?  IS PIP DEAD?

IS FLORIDA NO FAULT GOING AWAY?  IS PIP DEAD?

By your Tampa Auto Accident Attorney – Martin Hernandez

Florida No Fault / PIP - Know your laws.There is a movement in the Florida Legislature to repeal the state’s no-fault car insurance system after 47 years in place.

Florida is only one of 6 states that is still on the No-Fault system and, according to many, it is riddled with fraud and overbilling by doctors.  The No-Fault or Personal Injury Protection (PIP) system cover injuries from car accidents, regardless of who is at-fault, up to $10,000.  However, this number has not changed since 1971 and let’s face it, in 1971, you could buy a house for $10,000 and today, it is not even a down payment.  Several attempts to fix the PIP system have yielded nothing except increased premiums and a silly 14-day rule that only increased the number of claims for emergency care.  Yet, premiums have risen 25% from 2015 to 2017.

Other states repealed their No-Fault system and their premiums have gone down.  For example, Colorado dropped their No-Fault system and their premiums went down by 35%.  Florida drivers pay among the highest premiums in the nation for some of the lowest required coverage amounts.

Florida Legislature is now proposing going to an “at-fault” system and making bodily injury coverage mandatory which would make the “at-fault” driver’s insurance primary over the claims.

Read more about the proposed Florida Legislatures bills

If you have been injured in a Tampa Car Accident and need a Tampa Injury Attorney, Get Lawyered Up Now and call Tampa Injury Attorney Martin Hernandez of Fernandez and Hernandez, LLC for a free consultation at 813-229-5353 or read more at: www.InjuryLawyersOfTampa.com

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