Martin J. Hernandez: How are motorcycle accidents different from car accidents in Florida?
Let’s talk about that. There are two main differences between an auto accident and a motorcycle accident. First and foremost, motorcycles do not carry personal injury protection. Personal injury protection in the state of Florida pays for the first $10,000 of medical bills, and because motorcycle accidents are usually so catastrophic, insurance companies long time ago asked legislature to exclude no-fault from a requirement.
However, insurance is technically required for a motorcycle. You are supposed to have $10,000 in property damage insurance if you operate a motorcycle. And the second is statistically, motorcycle accidents are far more catastrophic. And because, as I said, point one, no-fault is not required, there’s nothing to pay those medical bills. So the medical bills are higher. But a lawyer can help you, if he knows what he’s doing.