Who is responsible for repairing my car when the accident is not your fault?
In short, the Defendant’s insurance company (at-fault party) is responsible. If your accident was caused solely by one other person, their insurance company will have a duty to either fix your vehicle or give you the fair market value of the vehicle. Under Florida law, the insurance company is required to provide you with the lower of the two amounts. For example, if your vehicle has suffered $7,000.00 in damage but the fair market value of the vehicle is $5,500.00, the insurance company will be required to total your vehicle and pay you $5,500.00. If the damage to the vehicle will cost less to repair than the fair market value of the vehicle, the insurance company will be required to pay to repair the vehicle. If you are a percentage at-fault, then the insurance company will deduct that portion of the liability from the repair or replacement value. You are not entitled to what you think your car is worth, but what the car’s fair market value is at the time of the accident.
If you have been injured in a car accident or auto accident call a Tampa Injury Attorney who can help you with your accident. #TampaAttorney 813.755.9500