Uninsured Motorist Coverage

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If you have been involved in a an SUV or car accident in the Tampa Bay area call Tampa Personal Injury Attorney, Martin J. Hernandez of Fernandez & Hernandez at 813-229-5353.
Experienced Truck Attorney Tampa, Florida

Uninsured Motorist Coverage

– by Tampa Personal Injury Attorney, Martin J. Hernandez

Uninsured Motorist Coverage (UM) is optional in the State of Florida. You can purchase Uninsured Motorist Coverage on your own auto insurance policy. Uninsured Motorist covers you and the relatives who live with you, and people who occupy your car. Uninsured Motorist pays you for injuries caused by an auto accident where the at-fault driver is uninsured or under-insured.

Why Is Uninsured Motorist Coverage Important in Florida?

Approximately 30% of Florida drivers have no auto insurance, and a driver is considered “insured” with limits as low as $10,000 per person/$20,000 per accident for bodily injury. Often, that will not cover a trip to the Emergency Room. Approximately 50% of Florida auto insurance policies have limits of $25,000 per person or lower. If you are hurt or injured in a car accident by an uninsured or under-insured drivers, you may have to pay for your injuries out of pocket. This is why it is important to have Uninsured Motorist Coverage in Florida.

What Does Uninsured Motorist Coverage Pay For?

Uninsured Motorist Coverage pays for things like medical bills, loss of the future enjoyment of life, lost wages and disability, long term nursing care, medical devices like wheelchairs, pain and  suffering, death, replacement services for things you are no longer able to do such as yard work and cleaning.  Also, Uninsured Motorist Coverage may pay for the cost to retro-fit your house to accommodate disabilities caused by the auto accident.

Who Should I Contact If I am In A Motor Vehicle Crash?

If you have been injured in a motor vehicle crash contact a attorney as soon as possible. Determining liability in a motor vehicle crash is usually complex. Damages are often complicated. Treatment of sustained injuries may be costly, painful and may take months, or even years. Insurance coverage, especially Uninsured Motorist Coverage, is very important. An experienced motor vehicle crash attorney can aggressively investigate and seek the financial compensation you are entitled to for pain and suffering and for medical treatment and care. An experienced motor vehicle crash lawyer will thoroughly analyze your case and explain the insurance provisions and the options you have for pursuing fair compensation.

If you or a loved one have been injured in a motor vehicle crash due to the negligence of another, you are entitled to compensation. An experienced motor vehicle accident lawyer will determine the insurance coverage available and assist you in settling the matter or in filing a personal injury lawsuit seeking compensation.

Why Fernandez & Hernandez?

The experienced personal injury attorneys at Fernandez & Hernandez can investigate and determine liability. The attorneys at Fernandez & Hernandez will determine what compensatory damages and expenses are fair for your medical treatment, lost income, property damage, pain and suffering, and mental anguish. If the party responsible for your injuries is found to be especially negligent and careless, punitive damages may be awarded.

Attorney Martin J. Hernandez of Fernandez & Hernandez provides legal representation for victims and families in motor vehicle accidents and wrongful death cases. Our Tampa personal injury attorneys welcome the opportunity to interview with you and your loved ones. We invite you to review our recent results for settlements and trial verdicts. Our qualifications and background are available to you as well. We recommend also reading our reviews on Google Reviews, Avvo and Yelp. Our Tampa Attorneys Martin Hernandez and Daniel Fernandez are bilingual as well.

No matter how serious or minimal your injuries, we will fight hard for compensation for your medical bills, pain and suffering, and lost wages. Attorney Martin J. Hernandez can help guide you through the process. At Fernandez & Hernandez we know how to help you and your family following any kind of accident, and we have the resources to do it. When you call Fernandez & Hernandez we will answer all of your questions quickly.

Our personal injury lawyers can help in all phases of injury and wrongful death cases. We handle personal injury claims from initial investigation through trial and appellate proceedings. At Fernandez & Hernandez, we will go to trial, if necessary, and fight on your behalf, and we have the results to prove it.

If you have been involved in a motor vehicle accident in the Tampa Bay area call Tampa Personal Injury Attorney, Martin J. Hernandez of Fernandez & Hernandez at 813-229-5353.

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Mark Lenox
Mark Lenox
16:55 14 Nov 19
I was arrested for my 2nd DUI and I've reached out to Mr. Hernandez explaining my situation. He made me feel safe through out the whole process. He helped me and extremely happy with the result. Martin knows clearly what are the best steps to take that's why I highly recommend him to anyone.read more
Kimberly McLendon
Kimberly McLendon
02:06 14 Nov 19
Martin Hernandez and his entire staff are extremely friendly,caring,knowledgeable, and treat you like apart of the family. I hired Martin approximately 2 years ago. My case was a complicated one. But Martin Hernandez did an absolute amazing job. I was always kept current of what was going on with my case. Anytime I called, if Martin was unavailable his hard working staff got the answers I needed. I would recommend Martin Hernandez to everyone. He's dedicated to each case. If you're looking for a lawyer who doesn't just represent you,but welcomes you like family to his firm, Here's your answer. If I could give 50 stars I would. Thank you Martin& staff for all you did. Kimberly Mclendonread more
Chuck Hermanes
Chuck Hermanes
22:21 07 Nov 19
My medical bills had been piling up long before I decided to contact an attorney, and by that time the statute of limitations was close to ending. My friend recommended Martin Hernandez who is very knowledgeable and who saved me in my situation. My medical bills are finally taken care of because of the work of Martin and his team. From the very beginning, I have no doubt that’s why he had so many great reviews from others. And I am 100% satisfied client who definitely recommend him to anyone.read more
Kymii Plur
Kymii Plur
14:49 01 Nov 19
Martin is the absolute sweetest most understanding lawyer I have ever met. He is very knowledgeable of every situation and will get you the money that you are deserved. His staff is amazing I love everyone there I couldn't speak more highly of all of them. I would recommend Martin and his staff to my family and anyone who is in need of an attorney don't waste your time with others go see Martin he will take care of you !read more
Gabbie Bell
Gabbie Bell
09:32 26 Oct 19
Martin is very professional, marvelous , and meet all expectations far as handling my family law case.I strongly suggest him to anyone who is in need of the best lawyer in Florida. Finest lawyer I've ever meet and i thank him for winning my case . He'll be hired by me anytime needed.read more
Johanna Gonzalez
Johanna Gonzalez
21:17 24 Oct 19
Great service. They took my case and guided me throughout the entire process with care and kindness. Thank you!
Parker Darlan
Parker Darlan
17:27 21 Oct 19
Martin and his office were very quick to respond to our inquiry and very professional. Extremely helpful and willing to listen to the issue and address it in a timely manner. I would certainly use him in the future.read more
Stetson Madison
Stetson Madison
21:02 27 Sep 19
He has been very helpful as my attorney and made himself available whenever I needed. There has been multiple times I wanted to just take a deal to get it over with but he has continued to work for me to get me in the best situation possible. He is very easy to work with and passionate about helping. He is not just a great lawyer but also a great human being!read more
Louie Serg
Louie Serg
15:51 13 Sep 19
My needs were met and the firm was invested in my case and me as a person. They were easily accessible, return phone calls and emails promptly. Aggressive, when it was require and got the job done. Martin and his staff all produced the quality of an attorney and firm that anyone would want to hire.read more
Ted Esposito
Ted Esposito
16:49 07 Sep 19
I was involved in a car accident and the first person I called was Martin. He was very understanding and made it very easy to get the insurance claims process underway. After a year of physical therapy, my case was settled and closed. Thank you so very much!read more
Arica Schmied
Arica Schmied
18:04 20 Aug 19
Amazing attorney!! Martin Hernandez and his firm are the best you'll find. I have known Martin for years and he has helped my sister and friends in their car accident cases. I can't say enough good things. He is very knowledgeable, kind, and will treat you like family!read more
Noah Chase
Noah Chase
08:48 19 Aug 19
Mr. Hernandez is clearly very experienced - based on my interactions with him. I look for an attorney based on integrity and experience. I found the integrity that I was looking for with Mr. Hernandez. I would recommend his services to anyone.read more
Fabian Prentice
Fabian Prentice
18:49 13 Aug 19
Martin is an amazing attorney and was able to get all 3 charges off my record. I knew I could count on him from the moment I retained him as my attorney. He was quick to answer any questions I had and was very reliable. My case lasted over a year and he was always keeping contact with me the whole time. I would highly recommend him if you need a criminal defense attorney.read more
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